For debt counselling Johannesburg, look no further. Living with growing debt can be scary. Over indebtedness can escalate and leave you with little resources left over to cover your basic needs like food and shelter and in extreme cases, can put you at risk of facing legal action from your creditors.

If you feel like your debt situation is slipping more and more out of your control, it is time to consider our debt review in Johannesburg.

Debt review is a lifeline for overindebted South Africans

What is debt counselling Johannesburg?

Debt review is a formal relief program for South Africans that do not have enough financial resources to both support themselves and pay off their debt.

Debt review provides relief by assigning a certified debt counselor to negotiate the terms of the indebted individual’s debt payment plan so that they can pay their debts in smaller more manageable installments over a longer period. As a result, the individual has more money available to support their basic needs as they pay off their debts.

Why should you trust us for debt review services?

Debt counselling is a national debt relief program under the National Credit Act. Our debt counselors are certified, experienced, and have your best interests in mind.

• Certified
• Experienced
• Devoted

Because our counselors are knowledgeable about South African credit laws and regulations, they will be better able to negotiate and reorganize the terms of your credit payment plan than you would be able to on your own.

When you Debt Counselling Johannesburg, you choose freedom

When you choose debt review you choose:

1. Freedom from legal action from creditors

Under debt review, creditors cannot take any legal action against you. This means your personal property like your home and car and other large assets are safe from repossession.

2. Freedom from bad credit history

When you finish debt review successfully, you get a clean credit start. Your former bad credit history is erased, giving you the unique opportunity to start fresh and rebuild your credit history back even stronger.

3. Freedom from poverty

Under debt review you can pay off your debt in smaller installments over a longer period of time. This means in the interim your will have more money to cover your basic needs. You will no longer have to choose between putting food on the table and paying your monthly credit debt bill.

Financial freedom is just a call away

Our friendly debt counselors are ready to help you apply for debt review today. The process is easy:

1. Contact one of our debt counselors for a consultation
2. Apply for debt review and submit supporting documentation
3. Your debt counselor will confirm your information with your creditors and develop a restructured payment plan proposal
4. If the proposal is approved, you will be put under debt review and you will be entitled to pay off your debt in lower monthly installments.

The best time to start debt review is now. Contact us today by filling in the contact form and we will call you back.